Health care expenditures coming directly out of consumers' pockets, primarily in the form of deductibles and copayments, account for what percentage of U.S. health care spending?

A) 18 percent
B) 35 percent
C) 44 percent
D) 21 percent

Consumers' Pockets

Refers to the purchasing power and available spending money of individuals or households for goods and services.

U.S. Health Care Spending

This refers to the total expenditures on health care services and goods in the United States, including both public and private spending.

Deductibles And Copayments

Fixed amounts that policyholders must pay out-of-pocket before an insurer covers the remaining costs for covered services or goods.