Under the Fair Credit Billing Act, if a consumer reports an error in the amount on his charge account bill, until the creditor responds, it cannot:

A) take any action to collect the disputed amount.
B) restrict the use of an open-ended credit account because the disputed amount is unpaid.
C) report the disputed amount as delinquent.
D) All of these are correct.

Fair Credit Billing Act

A federal law designed to protect consumers from unfair billing practices and provide a mechanism for addressing billing errors in credit accounts.

Charge Account

A type of credit account that requires the full payment of the bill at the end of a billing cycle.

Creditor Responds

The process by which a creditor reacts or takes action in response to a debtor's payment behavior or proposal.