Asked by
Skyler Peppo
on Nov 21, 2024
Verified
Which of the following is not expressly prohibited by the Fair Debt Collection Practices Act?
A) Using obscene language toward a customer.
B) Contacting a debtor who has notified the collection agency that he or she wants no contact with the agency.
C) Contacting the debtor after 8 p.m.
D) Contacting the debtor before 8 a.m.
E) Misrepresenting the collection agency as a lawyer or a police officer.
Fair Debt Collection Practices Act
A U.S. federal law that aims to protect consumers from abusive, deceptive, and unfair debt collection practices.
Obscene Language
Language that offends the prevalent morality of the time, often relating to sexual matters in an explicit manner.
Collection Agency
A business that pursues payments of debts owed by individuals or businesses.
- Familiarize yourself with the laws that protect consumers in financial and credit transactions, notably the Truth-in-Lending Act and the Fair Debt Collection Practices Act.
Verified Answer
TS
Learning Objectives
- Familiarize yourself with the laws that protect consumers in financial and credit transactions, notably the Truth-in-Lending Act and the Fair Debt Collection Practices Act.