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Joyce Ann PALMA
on Nov 30, 2024

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Banks often offer customers with low credit scores subprime loans that have higher-than-normal interest rates. What is the bank guilty of if it gives three times as many subprime loans to black Americans than to white Americans even when they have the same credit scores?

A) individual discrimination
B) reverse racism
C) institutional discrimination
D) microaggressions

Subprime Loans

Loans offered to individuals with poor credit scores or limited credit history, typically having higher interest rates to compensate for higher credit risk.

Institutional Discrimination

A form of discrimination that is embedded into the policies, laws, or practices of organizations, leading to unequal treatment or opportunities for certain groups of people.

  • Comprehend the theories and instances of systemic discrimination.
  • Acknowledge the variations between singular and systemic discrimination.
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Anabia JavaidDec 02, 2024
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